Children’s Life Insurance

From childhood to adulthood, rates never increase.

Getting a children’s life insurance policy while your children and grandchildren are young and healthy can help save money now and save money in the future.

The monthly premiums are based on age, so the younger your children and grandchildren are, the lower the premiums will be. The monthly rates never change, so the rate you lock in today will be the same regardless of age or future changes in health.

Our children’s life insurance policy also matures as the child ages, accruing cash value that can be used later for things like college expenses or other expenses along the way.

Our simple whole life policy can be bought online or through the mail with a simple application process.

Need to speak with customer service about your policy?

Call us Monday through Friday, 8 am - 4 pm EST.

Questions about Blanco Agencies? We've got answers.

Who do I notify if I have a claim?

You may contact our Customer Service Department at 800-333-0637 or 205-325-4979. One of our Customer Service Representatives will help you through the claim process. You can also follow the instructions on our website.

What do I need to provide to start a claim?

Generally, the Claims Department will need completed claim forms, a death certificate, and the obituary to get the claims process started. Additional documentation may be requested as we review your claim, but we will let you know of any requests or delays throughout the course of a claim.

How long does it take to process a claim?

If the policy has been in force for longer than two years, it is considered “Incontestable,” which means it will be paid as soon as all of the required documents are received and examined.

If the policy has been in force less than two years, it is considered “Contestable” and will be subject to further review, which could increase the processing time.

My policy has been in force less than two years. How can I help ensure my claim is processed in as timely a manner as possible?

Accurately complete all necessary portions of the claim forms, including listing on the Claimant Statement all known medical providers who treated the insured in the last five years.

How do you determine who to pay?

The Application includes a section where the policyholder may designate a beneficiary. Also, through the life of the policy, the policyholder may elect to change the primary beneficiary, add additional beneficiaries, or elect to list a contingent beneficiary under the policy. These changes are recorded in our computer system. It is important to note that we are unable to accept a change in beneficiary designation after the insured has passed.

If no beneficiary is chosen while the policy is in force or the listed beneficiary is no longer living at the time the insured passes, any benefit payable will be issued pursuant to the terms of the policy.

In 2022, Globe Life paid $1,787,169,698 in claims.

$
in life insurance claims
$
in health insurance claims!

*based on 2022 financial data

Blanco Agencies

It's your life. Live it how you want. We can help you make it happen with a career at Globe Life.

Globe Life Liberty National Division offers stability, flexibility, a competitive income, and a family to feel a part of immediately. Check out our insurance sales opportunities and corporate office careers. A career with us offers you the opportunity of a lifetime. Your future is waiting!

Contact Us!

Still have questions or concerns? Want to know how we can partner with your organization? Please contact us so we can further discuss your needs and the solutions we offer.

Blanco Agencies
410 South Ware Blvd Suite 410
Tampa, Florida 33619
(813) 246-5050
blancoagencies@gmail.com