ICU Insurance

We’ll take good care of you.

Doctors will help save your life – we’ll help save your money. Staying in the Intensive Care Unit (ICU) can easily cost upwards of $100,000 per day.

Not only are you paying for doctor or hospital bills, but also the loss of income from being out of work or even loss of savings or assets used to pay for the medical bills. Because of this, many patients sell their cars, houses, or other assets to pay off the bill, or worse, go without treatment.

ICU insurance can help with the out-of-pocket expenses your major medical insurance may not pick up in the event of your emergency.

Our ICU insurance policy benefits are paid directly to you and can be combined with other insurance coverage, including workers’ compensation.

Want more information on Intensive Care Unit insurance? Speak with one of our licensed agents for details about coverage.

Need to speak with customer service about your policy?

Call us Monday through Friday, 8 am - 4 pm EST.

Questions about Blanco Agencies? We've got answers.

Who do I notify if I have a claim?

You may contact our Customer Service Department at 800-333-0637 or 205-325-4979. One of our Customer Service Representatives will help you through the claim process. You can also follow the instructions on our website.

What do I need to provide to start a claim?

Generally, the Claims Department will need completed claim forms, a death certificate, and the obituary to get the claims process started. Additional documentation may be requested as we review your claim, but we will let you know of any requests or delays throughout the course of a claim.

How long does it take to process a claim?

If the policy has been in force for longer than two years, it is considered “Incontestable,” which means it will be paid as soon as all of the required documents are received and examined.

If the policy has been in force less than two years, it is considered “Contestable” and will be subject to further review, which could increase the processing time.

My policy has been in force less than two years. How can I help ensure my claim is processed in as timely a manner as possible?

Accurately complete all necessary portions of the claim forms, including listing on the Claimant Statement all known medical providers who treated the insured in the last five years.

How do you determine who to pay?

The Application includes a section where the policyholder may designate a beneficiary. Also, through the life of the policy, the policyholder may elect to change the primary beneficiary, add additional beneficiaries, or elect to list a contingent beneficiary under the policy. These changes are recorded in our computer system. It is important to note that we are unable to accept a change in beneficiary designation after the insured has passed.

If no beneficiary is chosen while the policy is in force or the listed beneficiary is no longer living at the time the insured passes, any benefit payable will be issued pursuant to the terms of the policy.

In 2022, Globe Life paid $1,787,169,698 in claims.

$
in life insurance claims
$
in health insurance claims!

*based on 2022 financial data

Blanco Agencies

It's your life. Live it how you want. We can help you make it happen with a career at Globe Life.

Globe Life Liberty National Division offers stability, flexibility, a competitive income, and a family to feel a part of immediately. Check out our insurance sales opportunities and corporate office careers. A career with us offers you the opportunity of a lifetime. Your future is waiting!

Contact Us!

Still have questions or concerns? Want to know how we can partner with your organization? Please contact us so we can further discuss your needs and the solutions we offer.

Blanco Agencies
410 South Ware Blvd Suite 410
Tampa, Florida 33619
(813) 246-5050
blancoagencies@gmail.com