Whole Life Insurance
Benefits during and after your lifetime.
Whole life insurance can help protect your family’s financial future and provide a legacy. Whether you leave your benefit to a charity, your children, or your grandchildren, a whole life insurance policy can leave a mark that will keep your name alive for years to come.
Benefits of a Whole Life Policy
Lifetime rates will never increase for any reason. The rate you pay when the policy is issued is locked in for life.
Coverage Can Never Be Reduced
Your life insurance coverage will not be reduced for any reason. Your whole life insurance coverage will always remain the same.
Build Cash Value
This whole life insurance policy builds cash value for the future.
Benefits Can Never Be Canceled or Reduced
Once approved, your whole life insurance benefit will never be canceled or reduced as long as premiums are paid on time.
Whether you’re a new family, veteran, senior, or individual, our simple whole life insurance can be bought through the mail or with an agent with a simple application process.
Questions about Blanco Agencies? We've got answers.
You may contact our Customer Service Department at 800-333-0637 or 205-325-4979. One of our Customer Service Representatives will help you through the claim process. You can also follow the instructions on our website.
Generally, the Claims Department will need completed claim forms, a death certificate, and the obituary to get the claims process started. Additional documentation may be requested as we review your claim, but we will let you know of any requests or delays throughout the course of a claim.
If the policy has been in force for longer than two years, it is considered “Incontestable,” which means it will be paid as soon as all of the required documents are received and examined.
If the policy has been in force less than two years, it is considered “Contestable” and will be subject to further review, which could increase the processing time.
Accurately complete all necessary portions of the claim forms, including listing on the Claimant Statement all known medical providers who treated the insured in the last five years.
The Application includes a section where the policyholder may designate a beneficiary. Also, through the life of the policy, the policyholder may elect to change the primary beneficiary, add additional beneficiaries, or elect to list a contingent beneficiary under the policy. These changes are recorded in our computer system. It is important to note that we are unable to accept a change in beneficiary designation after the insured has passed.
If no beneficiary is chosen while the policy is in force or the listed beneficiary is no longer living at the time the insured passes, any benefit payable will be issued pursuant to the terms of the policy.
It's your life. Live it how you want. We can help you make it happen with a career at Globe Life.
Globe Life Liberty National Division offers stability, flexibility, a competitive income, and a family to feel a part of immediately. Check out our insurance sales opportunities and corporate office careers. A career with us offers you the opportunity of a lifetime. Your future is waiting!