Mortgage Protection Insurance

Remember how you felt after purchasing your home? The stress was over and you could enjoy the reward of being a homeowner.

You worked hard to put your name on a mortgage – could you imagine what would happen if you were no longer able to pay it?

Mortgage protection insurance is an accidental death and dismemberment insurance policy that can help your loved ones pay the mortgage and stay in your home after you’ve passed.

In addition to being a guaranteed option, our mortgage protection insurance also comes with the following benefits at no extra cost:

Benefits of Mortgage Protection


for every year your mortgage protection insurance remains in force, your death benefit will increase by 5% from the original death benefit until it increases to 125% or when you turn 70, whichever is first.

Seat Belt

If you suffer an accidental death while in a vehicle with your seat belt on, we’ll pay an extra 10%.

Commercially Scheduled Airline

If you purchased a ticket for a commercial scheduled airline and are fatally injured by a covered accident, we’ll match your original mortgage protection insurance death benefit.


Available on the family plan, upon the death of a covered accident, we’ll give you an extra 10% on your mortgage protection insurance death benefit if your child is between the ages of 15 and 22 on the date of your covered accident to help them pay for school.


We payout extra if your accident ends with a loss of a hand, foot, or eye (subject to a table of losses).

Our simple accidental death coverage can be bought through the mail with a simple application process. Want more information? We'll send you more details and rates.

Need to speak with customer service about your policy?

Call us Monday through Friday, 8 am - 4 pm EST.

Questions about Blanco Agencies? We've got answers.

Who do I notify if I have a claim?

You may contact our Customer Service Department at 800-333-0637 or 205-325-4979. One of our Customer Service Representatives will help you through the claim process. You can also follow the instructions on our website.

What do I need to provide to start a claim?

Generally, the Claims Department will need completed claim forms, a death certificate, and the obituary to get the claims process started. Additional documentation may be requested as we review your claim, but we will let you know of any requests or delays throughout the course of a claim.

How long does it take to process a claim?

If the policy has been in force for longer than two years, it is considered “Incontestable,” which means it will be paid as soon as all of the required documents are received and examined.

If the policy has been in force less than two years, it is considered “Contestable” and will be subject to further review, which could increase the processing time.

My policy has been in force less than two years. How can I help ensure my claim is processed in as timely a manner as possible?

Accurately complete all necessary portions of the claim forms, including listing on the Claimant Statement all known medical providers who treated the insured in the last five years.

How do you determine who to pay?

The Application includes a section where the policyholder may designate a beneficiary. Also, through the life of the policy, the policyholder may elect to change the primary beneficiary, add additional beneficiaries, or elect to list a contingent beneficiary under the policy. These changes are recorded in our computer system. It is important to note that we are unable to accept a change in beneficiary designation after the insured has passed.

If no beneficiary is chosen while the policy is in force or the listed beneficiary is no longer living at the time the insured passes, any benefit payable will be issued pursuant to the terms of the policy.

In 2022, Globe Life paid $1,787,169,698 in claims.

in life insurance claims
in health insurance claims!

*based on 2022 financial data

Blanco Agencies

It's your life. Live it how you want. We can help you make it happen with a career at Globe Life.

Globe Life Liberty National Division offers stability, flexibility, a competitive income, and a family to feel a part of immediately. Check out our insurance sales opportunities and corporate office careers. A career with us offers you the opportunity of a lifetime. Your future is waiting!

Contact Us!

Still have questions or concerns? Want to know how we can partner with your organization? Please contact us so we can further discuss your needs and the solutions we offer.

Blanco Agencies
410 South Ware Blvd Suite 410
Tampa, Florida 33619
(813) 246-5050